Presale: Budgeting and Expenses

Pre-Meeting Work: Categorize Transactions, Categories (Mostly) Accurate, Last Month's Non-Monthly Expenses, Confirm Next Month's Pay Days/Due Dates Budget Meeting: BUDGET MEETING (for monthly calendar), Flag Upcoming Non-Monthly Expenses, Decide Top Priorities, Confirm Category Targets, Review and Confirm Autopays, Decide Fun Money Levels, Name the Tradeoff: "More __ Means less ___ this month.", Put Expenses and Paydays on Calendar Monthly Financial Hygiene: 10 min Budget Check-in (x4), Decide what NOT to Optimize, Check Card Balances (High Level), Adjust Upcoming Payment Amounts, Identify Categories to Watch Quarterly Financial Hygiene: Check Savings Goal, Review Subscriptions, Check Sinking Fund Goals, Refill Sinking Funds Annual Financial Hygiene: ANNUAL Budget Meeting, Identify What Life Changes Occurred This Year, Adjust Seasonal Expectations, Adjust Category Baselines, Add or Remove Sinking Funds, Check Debt Progress, Check Savings Progress, Identify Next Year's Goal, Decide What NOT to Optimize, Gather Tax Docs, File Taxes, Track Tax Refund or Bill Income and Expenses: Pay Day (x4), Extra Income (x2), Water Bill Due, Electric Bill Due, Gas Bill Due, Trash Bill Due, Mortgage/Rent Due, Credit Card Due (x4), Loan Due (x2), Auto Insurance Bill Due, Internet Bill Due, Phone Bill Due, Health Insurance Premium Due, Home Insurance Due, Childcare Payment Due, Medical Bill Due, Student Loan Due (x2) , Car Loan Due (x2), Child Support, HOA Dues, Pay Cleaners, Pay Yard Service, Pay Pool Service, Taxes Due, Blank (x5) Blank Circle Stickers (x4)